A lumped-refined multichannel analysis scheme is developed for a high-fidelity thermal-hydraulic (T-H) calculation through neutronics code coupling and applied to a control element assembly (CEA) ejection accident of the Ulchin Unit 3 nuclear power plant to quantify the conservatism of the conventional scheme. The high-fidelity core minimum departure from nucleate boiling (DNB) ratio calculation is realized by coupling more than two TORC dynamic link libraries (DLLs) under the control of the neutronics code, one for the lumped multichannel calculation and the others for the refined subchannel calculations. Realistic radial boundary conditions are supplied from the lumped multichannel calculation to the refined TORC DLL through the neutronics code. The CEA ejection accident problem is simulated from the DNB limiting conditions for operation condition, which is searched by adjusting the core radial peaking factor at a 30% axial offset power shape. The results indicate that the simplified hot-channel model contains ~15 and 5% conservatism in the core minimum DNB ratio and in the number of failed fuel rods, respectively, and reveals that those conservatisms are mainly due to the unrealistic isolated boundary condition. Therefore, it is concluded that the developed scheme can be effectively used to quantify the conservatism of a conventional DNB evaluation scheme.